Law Enforcement Legal Liability

This product is specially designed for law enforcement agencies of Cities, Towns, Townships, Counties, Native American Tribes, School Districts, and other non-profit public entities. We have a wide array of limit options to suit your clients' needs through our carrier partner.

Loss Control

Professional liability claims for public entities have consistently increased both in terms of frequency and severity over the last several years. The best way to control such costs is to avoid claims and be in a defensible position when allegations of wrongdoing arise.

We have partnered with knowledgeable, independent loss control consultants to conduct on-site loss assessments to better serve our clients needs and concerns for loss prevention. These consultants are available to work with you to develop loss control and loss containment tactics to mitigate the costs to you and your carrier.

Coverage Highlights:

Occurrence or Claims Made form
Pay on Behalf
Duty to Defend
Defense costs in addition to the limits of liability
Authorized "Moonlighting" coverage
Broad definition of Insured to include the Entity, Officials, and all Law Enforcement personnel represented on the app
Punitive and Exemplary Damages - where insurable by law
$5 Million Limits available
SIR or Deductible option for retentions equal to or greater than $100k
Coverage available in all 50 states
Admitted paper available for NY and NJ domiciled risks

Typical Law Enforcement claims include:

False arrest
Excessive force
Detention facility claims
Malicious prosecution
Wrongful search and seizure
Assault and battery