Educators Legal Liability Insurance (inclusive of EPLI)
This line of coverage is specially designed for non profit educational institutions including: public and private K-12, Charter schools, Vo-Techs, Jr. Colleges, Universities and other non-profit institutions. We have a wide array of limit options to suit your clients' needs through our carrier partner.
Coverage Highlights:
- Claims Made form
- Pay on Behalf
- Duty to Defend
- No exclusion for Back Wages
- Third Party Sexual Abuse and Molestation (inquire as to availability)
- Policy includes defense for Non-Monetary employment related claims
- Broad definition of Insured to include the named institution, elected and appointed officials, and all personnel represented on the app
- Punitive and Exemplary Damages - where insurable by law
- Defense costs in addition to the limits of liability
- $5 Million Limits available
- SIR or Deductible option for retentions equal to or greater than $100k
- Coverage available in all 50 states
Typical Educators Legal claims include:
- Wrongful termination
- Employment discrimination
- Failure to educate
- Violation of civil rights
Educators Legal Liability Application
Note: forms and endorsements are available upon request