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Richardson, TX 75082

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Educators Legal Liability Insurance (inclusive of EPLI)

This line of coverage is specially designed for non profit educational institutions including: public and private K-12, Charter schools, Vo-Techs, Jr. Colleges, Universities and other non-profit institutions. We have a wide array of limit options to suit your clients' needs through our carrier partner.

Coverage Highlights:

  • Claims Made form
  • Pay on Behalf
  • Duty to Defend
  • No exclusion for Back Wages
  • Third Party Sexual Abuse and Molestation (inquire as to availability)
  • Policy includes defense for Non-Monetary employment related claims
  • Broad definition of Insured to include the named institution, elected and appointed officials, and all personnel represented on the app
  • Punitive and Exemplary Damages - where insurable by law
  • Defense costs in addition to the limits of liability
  • $5 Million Limits available
  • SIR or Deductible option for retentions equal to or greater than $100k
  • Coverage available in all 50 states

Typical Educators Legal claims include:

  • Wrongful termination
  • Employment discrimination
  • Failure to educate
  • Violation of civil rights

Educators Legal Liability Application

Note: forms and endorsements are available upon request

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