Public Officials Liability Insurance (inclusive of EPLI)

This line of coverage is specially designed for Cities, Towns, Townships, Counties, Tribal risks, Special Service Districts and other non-profit public entities. We have a wide array of limit options to suit your clients' needs through our partner, XL Insurance. Due to the ever changing legal landscape, we want to provide our Insureds with the best possible protection against possible lawsuits.

Coverage Highlights:

• Claims Made form
• Full Prior Acts available
• Pay on Behalf
• Duty to Defend
• Defense Costs in Addition to the Limits of Liability
• No exclusion for Back Wages
• Policy includes defense for Non-Monetary employment related claims
• Broad definition of Insured to include the Entity, Elected and appointed Officials, and all personnel represented on the app
• Punitive and Exemplary Damages - where insurable by law
• $5 Million Limits available
• SIR or Deductible option for retentions equal to or greater than $100k
• Coverage available in all 50 states
• Admitted paper available in NY and NJ thru Greenwich Insurance

Typical Public Officials claims include:

• Wrongful termination
• Discrimination
• Failure to hire
• Violation of civil rights
• Land use & zoning issues

Public Officials Liability Application

• Download PDF

Note: forms and endorsements are available upon request