Educators Legal Liability Insurance (inclusive of EPLI)

This line of coverage is specially designed for non profit educational institutions including: public and private K-12, Charter schools, Vo-Techs, Jr. Colleges, Universities and other non-profit institutions. We have a wide array of limit options to suit your clients' needs through our partner, XL Insurance.

Coverage Highlights:

• Claims Made form
• Pay on Behalf
• Duty to Defend
• No exclusion for Back Wages
• Third Party Sexual Abuse and Molestation (inquire as to availability)
• Policy includes defense for Non-Monetary employment related claims
• Broad definition of Insured to include the named institution, elected and appointed officials, and all personnel represented on the app
• Punitive and Exemplary Damages - where insurable by law
• Defense costs in addition to the limits of liability
• $5 Million Limits available
• SIR or Deductible option for retentions equal to or greater than $100k
• Coverage available in all 50 states

Typical Edcuators Legal claims include:

• Wrongful termination
• Employment discrimination
• Failure to educate
• Violation of civil rights

Educators Legal Liability Application

• Download PDF

Note: forms and endorsements are available upon request